IMO unless those large grocery store chains add, apple pay won't be useful enough. To me the benefit should be that you don't have to carry your wallet with you all the time. But today there are only a few places accept (most are still not your daily shops) and you still have to carry your wallet with you all the time.
Hmmmm... I thought the benefit is that it is a safe way to pay versus regular credit/debit cards. (one-time tokens, retailers don't get your credit card number and other personal information, etc)
I never thought Apple Pay was designed so that you could leave your entire wallet at home.
You still need to carry your driver's licence, insurance cards, etc.
There are 5,000 banks in the US... but 500 banks are already signed up for Apple Pay.
And it's only been 2 months since we first heard about Apple Pay. (I'm guessing a few banks knew about it before us consumers did)
Small banks have just as much to gain by people using Apple Pay as the big banks do... so I think most banks will get on board with Apple Pay eventually.
I don't know where you get the 500 number, when according to Apple it's actually sixteen. And as the table shows, most of them don't fully support Apple Pay yet.
http://ift.tt/10OeZCf
Granted, it's early days for Apple Pay, but the question I have remains. This entire project is burdened with the dynamics of the banking industry and the retailers. We don't know what is going on behind the scenes but judging by the virtual open warfare breaking out between the financially interested parties, I have to wonder if anyone is in any hurry to invite the local banks to the party. I know some local bankers. I should probably just ask them.
I don't know where you get the 500 number, when according to Apple it's actually sixteen. And as the table shows, most of them don't fully support Apple Pay yet.
I got it from Apple PR:
http://ift.tt/1viYcCA
...more than 500 new banks from across the country have signed on to Apple Pay.
And from this article:
Apple announced at its media event last month that it has over 500 banks signed on for Apple Pay.
Yes there is a difference between "signed up" and "currently in use"
But the 500 number I quoted came from Apple themselves a month ago.
Hope that helps.
59minutes and it's activated. Now I guess I need to take a trip to either disneyworld or mcdonalds to use it.
I didn't "disregard" anything. I know what the PR says. I just said I'd believe it when it actually happens. All PR gets the same treatment from me.
If Apple had the reputation of lying in their press releases... then yeah I'd be cautious.
But I don't think they're known for that.
Tim Cook said 500 new banks have signed up... and they also issued a press release saying the same thing.
What exactly do you not believe?
Do you think that number is too high? Maybe only 100 banks have signed up?
Apple says a lot of things in their announcements and press releases. Apple said the iPhone 6 would launch on September 19th. Luckily it did.
But did you not believe that would happen?
PR is PR. It's designed to build up expectations, realistic or otherwise, and should always be taken that way. I'm surprised neither of you have figured that out yet, or maybe you believe Apple is so completely different in this way that you never have to look at the difference between their PR and what is actually happening.
I should not need to explain what I do or don't "believe" any further. My point is made. You either can decide to respond to it, or not. So far, it would appear not.
Let's sum up your argument here.
"Apple says they've come to terms with 500 banks which will soon be rolling out. This is just PR. PR is only meant to draw hype. Therefore I won't believe Apple really has 500 banks on board until it actually happens because Apple may be lying about the 500 banks. If you think otherwise, you are either stupid, oblivious, or Apple fanboys who think Apple is different from all other companies. On the other hand, I don't need to explain why I believe what I believe."
Did I miss anything?
Used to be a Regions customer and switched to a local bank because Regions was too far across town. Moved to a different part of town, now I'm close to a Regions location... big bummer.
And my local bank isn't listed on Visa or Mastercard's "coming soon" list. When asked by the bank, I was told that they don't have a plan to support Apple Pay or even EMV w/ Chip & Signature!
Where's the Visa/Mastercard "coming soon" list? I'm dying to find out if some of Regions competitors are on the list, because if not, I may be switching banks
Not much, unless you are a fan of PR. The actual number is still sixteen, and that too is from Apple's own list. You might ask why only 3% of the "signed up" banks are actually providing the service, and why most of them are offering only limited implementations. I will believe that hundreds more banks are ready to get on board when I actually see them, and I will believe that the small banks are participating when I see at least one of them actually doing it.
You asked where I got the 500 number... and I told you.
If you don't believe that 500 banks are actively working with Apple to get on board with Apple Pay... that's your deal.
But I showed my sources... where are yours?
Do you have proof that Apple is not working with all these new banks? Is Apple lying about all this?
BTW... there are a couple reports in this thread that Suntrust is now compatible with Apple Pay.
Yet Suntrust isn't on the magic list of 16... nor have they ever been listed in any Apple Pay documents revealed to the public.
So I wonder who else is coming on board...
via apple - Google News http://ift.tt/110Vju2
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